Backpackers Insurance for Long trips

Are you planning on having a long holiday? Do you want to use this time to explore rough terrain and experience exotic cultures? If so, then you should have the right financial coverage plan for the trip in case you encounter emergencies and hold-ups. Although the premium may not prevent these incidents from happening, at least you can take comfort in knowing that you still have enough finances to procure replacements and rebookings.

When looking for the right policy for cheap worldwide travel insurance UK, here are some of the factors you need to consider:

  1. Medical Coverage

This is important especially if you plan on participating in extreme sports. This basically covers any injuries or ailments you might sustain during your holiday. However, there are some providers who are not willing to shoulder pre-existing conditions. As such, it is important to verify first.

  1. Delays

This compensates for expenditures caused by delays in flights and transportation. Of course, the extent of the coverage would mainly depend with the provider. As such, make sure to confirm ahead of time what compensations and reimbursements you can claim from this policy.

  1. Baggage

If your luggage gets lost or stolen, this policy shoulders the replacement. Verify with your provider if this condition also includes administrative expenses associated with lost passport and cash contained in the stolen luggage.

  1. Personal Liability

In case you accidentally cause harm to one of your fellow travelers, this policy will shoulder the associated charges. Generally this will include the medical expenditures as well as other related costs.

  1. Work

If your holiday requires you to take time off your job, this may cover for any income loss you might incur. Keep in mind that this policy is optional, so make sure that before you take time off from work, you accomplish all your tasks on time so that there are less chances of liabilities.

  1. Sports

Getting injured because of extreme sports can be quite costly. In case emergency rescue is required, this policy will cover the associated costs. You will have to confirm with your provider which sports activities are included in your premium.

  1. Children

Your insurance plan can also cover for your kids aged 18 years and below. This can really help with your family savings.

  1. Trip Cancellation

Rebookings can be quite costly. As such, this policy compensates for cancelled flights and trips. As another option, you can have the cash reimbursed.

Of course, make sure that you finalize your itinerary first before you can decide how much you can spend for your travel insurance. This way, you will not be bothered by the expenses of your holiday.

Licensed Practical Nurse Career – LPN Job Overview

The LVN/LPN is a nurse that upholds the highest standards of responsibilities for all patients in their care. The term LVN or licensed vocational nurse is specific to nursing in the state of California. The career has become very popular, especially in today’s economy, due to it being a very interesting and rewarding career. Being that healthcare is a field that is always in demand and growing, makes nursing programs all the more popular. LVN’s are responsible for knowing the Nurse Practice Act, which is a law in all states that controls the practice of nursing.

What they do is monitor and observe, devise plans to implement good nursing care, which would also include documentation and communicating with doctors as well as the patients and their families. Assessing situations that the patient is going through is principle, especially when it has to do with the management of pain. With using scaling methods, as in 0-10 pain thresholds, they can quickly decipher and administer the correct pain dosages to help the patient with their comfort levels.

Many of their responsibilities and duties can be within a hospital or private clinic where they tend to the wellbeing of assigned patients. Some of these duties could include the care and feeding of these patients, but as in each facility, duties can vary.

There are more work environments who have begun employing LVN’s such as:

  • Long Term Care Facilities
  • Rehabilitation Programs
  • Psychiatric Nursing Homes
  • Physical Therapists
  • Assisted Living Care
  • Pediatric Home Care

The LVN/LPN and professional resume gives an array of employment opportunities, as well as making them highly employable.

Education And Training

When exploring the numerous nursing programs offered today one can become overwhelmed as to where to go, fees involved, how long it takes to finish with a certification of degree. One of the main factors for anyone interested in a training program is that it should be an accredited program, due to the fact that the accredited schools must adhere to rigid guidelines in their course materials, quality of the education and their instructors.

One good advantage of the training program is that they typically take about 12 months to complete the program when one is enrolled full time. Many of the schools, which could be the local community colleges or one of the medical vocational schools, also offer the accelerated plan as well as a slower plan, which could be completed in 24 months.

It is truly up to the individual student as to the methods that provide their training and education, whether it is in a full classroom environment with other participants, or learning online. Some schools can even have the option of offering online or offline courses, which is very convenient to many who are just not sure of which way to go. One additional benefit to the certification program is that if one decides to further their career goals to become a registered nurse, much of their learning has been satisfied, and in turn their nursing program would be less time to invest, usually only involving an additional 8-12 months of education.


One of the best positions to be in with a type of career is having a certain amount of job security. Knowing that the healthcare field is on the rise with our aging population, clearly shows us that all aspects of the nursing field are continuing to be very much in high demand. At these times, in our economy, there is even a shortage of nurses, which we may continue to see for quite some time.

Being that most nursing positions have been unionized, which means that the fair labor unions have negotiated good pay and benefits for their nurses of all degrees, allows us to know and feel confident that we will be earning a good and competitive salary for our hard work. Salaries around the country can vary this career, but typically one can expect to earn somewhere between $35,000 to $50,000 annually. Those that find employment in the nursing care facilities can usually make the higher end of the salary spectrum. Of course, as with any career, when one pursued to invest in a higher educational degree, as the RN program, salaries are bound to increase as well.

Stunning Hotel del Coronado

I recently spent a weekend at Hotel del Coronado in Coronado, California. It was amazing! Just find a picture on the Internet (I was not able to make a photo, I am sorry) and have a look at this hotel. How incredibly gorgeous. The hotel sits right on the shore of the Pacific Ocean and the view from my room was amazing.

There is really more of a resort than just a hotel. Everything you could possibly need is right on the property and there is additional nearby shopping a block or two away.  Its location is really one of the absolute best things about it.

You’ll want to make sure to take the historical tour of the hotel if it’s available when you visit. You will learn so many interesting facts about the hotel, plus, if you are lucky, you may hear the story about the resident ghost. One of my favorite features at the hotel is the elevator (I know, I’m weird). It’s the old classy style with the accordian gate that pulls across, but the best part is that there is an elevator operator. When you get on the elevator you tell him/her your floor and they operate the elevator. That was a first for me. Maybe elevator operators are more common that I think and I need to get out more.

Here are some additional fun things to do at the hotel:



Shopping – cute clothes, toys, bath & body, and so much more

Dining – Eat on the patio and enjoy the view

Ice Cream

Candy shop


Kid and teen center

So much more

If I’d took at least some photos I’d let them tell the story. But let me just say this, if you are ever in San Diego or Coronado you must stay at the Hotel del Coronado.

Bucket List: Cairns And The Great Barrier Reef

It was gently pointed out to me on twitter that I have neglected to add Cairns and the Great Barrier Reef to my bucket list. Complete oversight on my part as Australia has always been a country I have wanted to visit and scuba diving or even snorkeling the Great Barrier Reef should have be in my top 10 list of things to do. I am slightly embarrassed I missed it. See, that is the problem when you love to travel. There are SO many places to visit and explore that some destinations, no matter how much you have dreamed of them, get missed when you start writing it down. So, to the great people of Cairns and the Great Barrier Reef, my sincere apologies for neglecting to add you to my bucket list until now.

Cairns And The Great Barrier Reef

This is why my bucket list is always in a state of constant change. I really could just have one item on my list: The Entire World. Yes, I want to see it all, but unless I come into millions of dollars or blogging really starts paying off (ha ha) it is just not going to happen. I can, however, try to make it to as many countries as possible and I am really hoping Australia and the Great Barrier Reef is a possibility.

In the meantime I can thank the Cairns & Great Barrier Reef website for giving me a beautiful place to virtually visit and plan my someday visit.  The site is full of beautiful images and lots of great planning information. This excerpt from their site makes me want to catch a flight today.

“Diving, snorkelling, sailing, cruising and island hopping are all part of everyday life in Cairns, the gateway to the Great Barrier Reef. Fly in a seaplane to a deserted sand cay to marvel at an aerial view of the Reef, dive with minke whales for a really big adventure, parasail from an island for an adrenalin rush or spy on baby turtles making their first dash for the freedom of the Coral Sea.”

That whimpering you hear is me as I am writing this post looking out at those pictures.


Beautiful Southern California Landscape | A Photo Journey

How to travel on a minimum budget?

I recently spent the weekend in sunny Southern California to drive the Hyundai Santa Fe. I never realized how gorgeous Southern California is away from the beaches. Of course, the beaches are fabulous. The ocean, as always, is simply stunning. I mean, just look at this view. I was staying at the Hotel del Coronado and with views like this I was completely spoiled. I think I could stay here for a very long time.

Coming from frozen northern Michigan where everything is still under a heavy blanket of snow I was thrilled to see spring flowers in bloom. These cherry blossoms are so very pretty.  I am really looking forward to spring in Michigan.

Our group stopped at the Julian Cafe in Julian, CA for lunch. It is a cute little restaurant with outside seating which is where we dined. The pie is so good!!

The town was a really cute western style town just a couple blocks long. Also, I saw Alpaca on the street corner. This is not something I see every day at home.

Driving through the beautiful countryside was a real treat.  I will probably share a few of images I took. None of them really seem to do it justice. It was rugged and had a stark kind of beauty. Lots of muted colors with just a few bursts of colorful flowers along the drive.

If you ever have the opportunity I really recommend taking the scenic route from San Diego, CA to Julian, CA.  I am already plotting and planning a return trip to the area so that I can explore it longer. 2 days was simply not enough time to discover all that southern California has to offer.

Thank you for reading this article. These were my thoughts and now I am eager to read yours! Have you been to southern California? What is your favorite spot?